Miami County Auditor, OH: Property Search, Records (2026)

Independent Miami County, Ohio property guide

Miami County Auditor Property Search & Records Guide

Search a Troy, Piqua, Tipp City, or other Miami County property by owner, address, or parcel number. Find the official record, review values and taxes, and choose the correct office for payments, deeds, exemptions, or valuation complaints.

Reviewed: October 26, 2026. OhioAuditors.org is an independent informational website and is not affiliated with Miami County government.

AuditorMatthew W. Gearhardt
Office201 West Main Street
Troy, OH 45373
HoursMonday–Friday
8 a.m.–4 p.m.

Auditor, Treasurer, or Recorder: where to start

Keep the parcel number with your request. A property search can help identify the parcel, while the office handling the next step depends on your task.

Your task Responsible office Official route
Parcel records, values, exemptions, and conveyance review Miami County Auditor Auditor website · 937-440-5925
Tax payments, bills, or a current balance Miami County Treasurer Treasurer website · 937-440-6045
Recorded deeds, mortgages, and other land documents Miami County Recorder Land-record search · 937-440-6040
A formal property-valuation complaint Miami County Board of Revision Complaint guidance

Understand the parcel record and 2025 reappraisal

Miami County published a countywide reappraisal for tax year 2025. Check the year beside each value and tax section so you compare matching periods. Tax year 2025 amounts are payable in 2026.

Record field Meaning and practical use
Parcel number The identifier to keep with payment, exemption, transfer, and correction requests.
Owner and mailing address Compare the recorded owner with the property location; the mailing address may be elsewhere.
Appraised value: 100% The Auditor’s full valuation for taxation, rather than a guaranteed selling price.
Assessed value: 35% Ohio’s general real-property assessment percentage. A $200,000 appraised value corresponds to $70,000 assessed value before applicable adjustments.
Homestead and owner-occupied indicators Check whether the applicable reduction appears and ask the Auditor about missing eligibility information.
Taxes, assessments, and payments Read the applicable tax year and distinguish ordinary tax, special assessments, credits, and payment entries.

A higher appraised value does not by itself establish the final tax increase. Tax districts, effective rates, reductions, and special assessments also affect the bill. Review the county’s 2025 reappraisal notice when checking the valuation cycle.

Find parcel maps and recorded property documents

Use the Auditor’s map page for the county-linked GIS application. The county also provides tax-map files organized by area.

Boundary questions: Use online mapping to locate and research property. Legal boundaries, easements, and title questions may require recorded instruments and an appropriate survey.

Need a deed or mortgage image?

The Recorder’s online-records page links to free basic AVA searches. Online documents carry a watermark. For a non-watermarked copy or records before 1980, contact the Recorder at 937-440-6040. The office posts a $2-per-page charge for requested copies beginning January 2026.

Miami County property taxes: the 2026 extension matters

The Treasurer’s dated June 15, 2026 notice extended the second-half tax year 2025 payment deadline from July 20 to August 20, 2026 because of implementation of the state’s inflation-cap credit.

The extended deadline has passed. If you still owe taxes, verify the exact current amount with the Treasurer. An old statement or estimated payment may not reflect the account’s present balance.

For other collection periods, use the date printed on the actual statement and check for a newer Treasurer notice. The county’s general payment page lists recurring dates, but the dated 2026 notice changed that year’s second-half deadline.

Pay or print a bill

Use the official payment-options page for current online, phone, mail, and in-person instructions. Review provider fees before completing an electronic payment.

The county’s bill-printing instructions say to select Pay Now, register using the parcel ID, and open Account History. The page notes that a separate account is needed for each parcel and that escrow customers cannot print a bill through that route.

Check the estimator’s year

As reviewed on October 26, the Auditor’s estimator still estimates 2025 taxes payable in 2026. Its notice says 2026 rates will be added after state certification, expected around mid-December 2026. Use the Treasurer’s current bill for payment amounts.

Homestead Exemption and Owner Occupancy Credit

Ohio’s current guidance lists a $41,000 modified adjusted gross income limit for means-tested tax year 2026 real-property Homestead eligibility, using the preceding year’s income. The standard tax year 2026 exemption shields $29,700 of home value; it is a value reduction, rather than a $29,700 cash payment.

Qualifying applicants include eligible seniors, people who are totally and permanently disabled, and certain surviving spouses. Ownership, occupancy, and other conditions apply. Separate enhanced programs have different rules. Use the county’s Homestead forms and Ohio property-tax guidance.

One-time credit: local deadline passed. The Auditor’s homepage says first-time applicants had to submit by October 23, 2026 to qualify for the HB 479 one-time credit on 2026 taxes payable in 2027. Existing eligible recipients do not need to reapply for that credit. Ask the office about ordinary Homestead applications separately.

Owner occupancy is a separate check

The county generally requires ownership and use as your principal residence on January 1 of the filing year. A homeowner and spouse may claim the reduction on one home. Check the parcel record, then use the Owner Occupancy application if needed.

CAUV and agricultural-district applications

Current Agricultural Use Valuation can value qualifying farmland according to agricultural use. Miami County lists three prior calendar years of qualifying agricultural use and either at least 10 acres or qualifying smaller-tract agricultural income of $2,500 annually, with additional provisions for anticipated income and federal conservation programs.

CAUV renewal is annual and the county says it is due by the first Monday in March. Conversion from agricultural use can trigger recoupment of the preceding three years of savings.

Agricultural-district status is a separate program with a five-year renewal cycle. Review the county’s agricultural-program guidance before a sale, split, or land-use change.

How to challenge a Miami County property valuation

The county’s Board of Revision instructions provide a January 1–March 31 filing window for DTE Form 1 valuation complaints. The regular 2026 window has closed. Confirm the applicable tax year and next filing instructions before submitting a complaint.

  1. Verify the parcel and disputed year. Save the valuation record and identify any incorrect property characteristics.
  2. Support the requested market value. Gather relevant sale records, an appraisal, comparable sales, or documented condition evidence.
  3. Use the current form and delivery instructions. Keep a complete copy and proof of submission.

Start with the Board of Revision guidance and Auditor forms page.

Miami County conveyance fees and deed-transfer forms

Auditor charge Published amount Example
Conveyance fee $2 per $1,000 of taxable purchase price $250,000 transfer: $500
Transfer fee $0.50 per parcel One parcel: $0.50

For a nonexempt $250,000 transfer involving one parcel, the combined Auditor charges are $500.50. Recording fees and other transaction costs are separate. The Auditor requires checks for the exact conveyance amount.

Use DTE 100 for a regular taxable conveyance or DTE 100(EX) when claiming a statutory exemption. Review the county’s current transfer standards and documentation before filing.

Open the official fee calculator · Get conveyance forms · Read transfer information

Miami County Auditor contact and directions

Auditor’s Office

Auditor: Matthew W. Gearhardt
Location: Miami County Safety Building
Address: 201 West Main Street, Troy, OH 45373
Phone: 937-440-5925
Fax: 937-440-3530
Hours: Monday–Friday, 8 a.m.–4 p.m.

Official county contact page

Nearby Ohio county property guides

For property outside Miami County, use the appropriate Montgomery County Auditor or Clark County Auditor guide. Each county maintains its own parcel system and filing instructions.

Frequently asked questions

How do I search Miami County property records?

Use the official Auditor property search. Search by owner name, parcel number, or address, then confirm the matching property location and record year.

Who is the Miami County Auditor?

Matthew W. Gearhardt is the Miami County Auditor. The main office phone number is 937-440-5925.

Where do I pay Miami County property taxes?

Use the Miami County Treasurer and its official payment-options page. For billing or balance questions, call 937-440-6045.

What was the extended second-half 2026 tax deadline?

Miami County extended the second-half tax year 2025 payment deadline to August 20, 2026. That date has passed.

What is the Homestead income limit for tax year 2026?

Ohio lists a $41,000 modified adjusted gross income limit for means-tested tax year 2026 real-property Homestead eligibility. Other requirements apply.

Has the posted Miami County one-time Homestead credit deadline passed?

Yes. The Auditor posted October 23, 2026 for first-time applicants seeking the HB 479 one-time credit. Existing eligible recipients do not need to reapply.

How much are Miami County conveyance and transfer fees?

The published conveyance fee is $2 per $1,000 of taxable purchase price, plus $0.50 per parcel. Recording fees are separate.

When can I file a Miami County valuation complaint?

The county lists January 1 through March 31 for DTE Form 1 complaints. The regular 2026 window has closed; confirm the next applicable filing instructions.

Official sources and final-action links

Confirm the applicable tax year, eligibility, balance, form, and deadline with the responsible office before paying or filing. This independent guide provides general information.

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